No Offer or Binding of Coverage

Information provided on this website is for general informational purposes only and does not constitute an offer, solicitation, or binding agreement for insurance coverage. Insurance coverage cannot be bound, modified, or confirmed through this website or via email.

All insurance coverage is subject to the terms, conditions, limitations, and approval of the issuing insurance carrier.

Independent Agent Disclosure

Jessica Vargas is an independent insurance agent contracted with Experior Financial Group. Insurance products are offered through various third-party insurance carriers. Experior Financial Group does not issue insurance policies.

Product availability, eligibility, and pricing vary by state and insurance carrier.

No Professional or Legal Advice

Information on this website should not be considered legal, tax, or financial advice. Visitors should consult appropriate licensed professionals regarding their individual circumstances before making insurance or financial decisions.

Accuracy of Information

While reasonable efforts are made to ensure the accuracy of information presented on this website, no guarantee is made that all content is current, complete, or error-free. Insurance laws, regulations, and product availability are subject to change without notice.

Electronic Communications

By submitting forms or communicating through this website, you consent to receive communications electronically. These communications may include responses to inquiries, informational messages, and service-related communications.

TCPA Consent

By submitting any form on this website, you provide your express written consent to be contacted by Jessica Vargas via phone call, text message, or email using the contact information you provide, including for insurance-related marketing purposes. Message and data rates may apply. Consent is not required as a condition of purchasing insurance.

California Consumer Privacy Notice

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These rights include the right to request access to, correction of, or deletion of your personal information, and the right to opt out of the sale or sharing of personal information.

Jessica Vargas does not sell or share personal information as defined by California law. We will not discriminate against you for exercising any of your privacy rights.

New York Privacy Protections

In accordance with the New York SHIELD Act, reasonable administrative, technical, and physical safeguards are maintained to protect the security, confidentiality, and integrity of personal information collected through this website.

Limitation of Liability

To the fullest extent permitted by law, Jessica Vargas and Experior Financial Group shall not be liable for any damages arising out of or related to the use of this website, including but not limited to direct, indirect, incidental, or consequential damages.

Governing Law

These terms are governed by and construed in accordance with applicable state and federal laws, including the laws of the states in which the agent is licensed to conduct insurance business.